Many traders struggle with finding the necessary capital to invest in trades successfully. This can be incredibly challenging for those who are just starting or have experienced significant losses.

However, there is a way to overcome this hurdle – funded trader programs. This article discusses some of the best funded trader programs available and how to secure funding through them.

So, if you are an aspiring trader looking to turn your passion into a successful trader career path, keep reading!

What Are the Best Funded Trader Programs?

Here is a list of the best funded trading programs available today.

Topstep Trader

topstep trader

Topstep is one of the most resource-rich trader programs, giving investors with limited funds access to lucrative trading opportunities. It provides a pathway for traders to take their day trading skills up several notches and offers a diverse library of educational materials. With this program, you can enjoy a great return on investments while learning to become more proficient in your profession simultaneously!

Main features

Topstep has a plethora of features that make it exceptionally desirable for traders. To begin with, there is no charge for the coaching and resources they provide to aid investors in becoming successful.

Additionally, their podcasts offer profound advice regarding the markets and trading strategies to maximize your profits.

Then, their proprietary technology allows you to become a funded futures trader effortlessly. Ultimately, abiding by their established regulatory policies ensures all trades are secure and executed according to industry regulations.


  • Low capital requirements for investors

  • Chance to trade other people’s money for a share of profits

  • Array of educational content available


  • Must pass the Trading Combine® program to gain access to the Funded Account

Available platforms

Topstep is an industry-leading futures prop trading firm offering traders various platforms to assist their futures trading and endeavors. These platforms include TradingView, Sierra Chart, T4, Jigsaw Daytradr, MultiCharts, and R|Trader Pro.

All of them are designed to give traders the edge and increase their chances of success. For example, with the Trading Combine® offered by Topstep, traders can get valuable experience and put their skills to the test with real-time simulations.

Upon passing that stage, they become eligible for a funded account to start putting their strategies into practice on the same platform as during their evaluation process.


The cost associated with using Topstep depends on the platform the user chooses. Generally speaking, web-based platforms will have lower fees than desktop or mobile solutions due to their lower overhead costs associated with hosting them online rather than locally on a computer or device respectively.

Additionally, some platforms may have additional fees for certain features or services, such as data feeds or automated trading systems (ATS).

Surge Trader

surge trader

Surge Trader is a revolutionary funded trader program established in May 2021 by an institutional trader, venture capitalist, and forex broker. It offers traders the incredible opportunity to trade with their capital while earning up to 90% of all profits!

Main features

If you’re looking for a reliable and easy way to earn profits with the stock market, then Surge Trader could be your perfect investment tool. It offers a funded trading account so that you can start investing right away while allowing you to keep up to 90% of your profits.

Furthermore, the account’s size can go up to $1,000,000 in value – ideal for ambitious investors who want to make serious money. This trading platform is also incredibly user-friendly and follows simple trading rules that are easy to understand; more importantly, there are no time limits in place, so you have all the time in the world to make well-calculated financial decisions.


  • Awarded Best Prop Trading Firm 2022 by Traders Union

  • Streamlined prop firm for experienced traders

  • Opportunity to trade with their money and keep up to 90% of the profits

  • No time limits


  • Short history as it was only founded in 2021

Available platforms

With Surge Trader, you can access two leading platforms, Eightcap MT4, and Eightcap MT5, through the broker EightCap. Both of these accounts offer Raw account types which can help take the stress out of trading.


Unlike other brokerages, Surge Trader charges no cost associated when opening your account; all you need is a one-time audition fee that can vary based on the initial capital requested.

You can read the full Surge Trader review here.

OneUp Trader

oneup trader

OneUp Trader is another popular funded trader program. Traders who pass their evaluation will be eligible for funding up to $250,000 in a live trading account.

However, unlike other programs, OneUp Trader offers unlimited profit withdrawals from day one.

Main features

OneUp Trader offers a one-stop solution for stock market traders of all levels. With its one-step evaluation process, you can quickly establish clear and attainable profit targets to reach the success you’re looking for.

Not only that but there are no data fees or hidden charges with OneUp, giving you maximum value for your investment. Plus, their 7-day free trial will let you try out the platform before committing to a plan.

Best of all? Free and unlimited profit withdrawals from day one.


  • Easy-to-use platform

  • Clear and attainable targets

  • No data fees or hidden fees


  • Limited access to certain features until you become a funded trader

Available platforms

OneUp Trader is associated with the Rithmic | NinjaTrader 8 platform, allowing users to access real-time market data and place orders quickly. It’s also great for every trader since it provides advanced charting tools and automated trading capabilities.


Newcomers can get their feet wet with a 7-day free trial for the $100,000 account, making it simple to see if trading is the right path for them. Plus, various funded trading accounts are available for those who want to dive headfirst into the trading world. The cost of these accounts varies depending on the account type, so there’s something to fit every budget.

The 5%ers

the 5%ers

The 5%ers is a proprietary trading firm that offers a uniquely funded trader program. Traders who pass their evaluation can access a funded trading account worth up to $4,000,000.

However, the evaluation process is rigorous, and traders must trade a demo account for an extended period before being eligible for funding.

Main features

The 5%ers offers everything you need to become a successful trader. Their daily live trading room allows traders to collaborate four times a week.

Through their trading performance statistics, you can keep track of your progress and hone your skills. Plus, they offer free webinars on the latest trends in the market to help keep you informed.

With access to some of the most exclusive funding opportunities from top investors, The 5%ers will give you the edge in making profits. And don’t forget about the skill enhancement training in trading from experienced traders.


  • Access to exclusive funding opportunities from top investors

  • Detailed reports and analytics to track your progress

  • Expert advice from experienced traders on how to maximize profits

  • Free webinars for up-to-date information on the latest market trends


  • Limited availability of funds for some programs

Available platforms

The 5%ers platform offers the familiar MT5 trading suite popular among experienced traders for its comprehensive analysis and charting feature. Traders can watch their performance in real-time, create strategies, and access various risk management tools to maximize the traders’ profits.


Traders usually have to pay a one-time fee for applying for a program. For other types of funded programs, it may be required an initial deposit as well. This helps cover the costs associated with access to the program, such as technology and customer service. At the same time, other fees are charged for specific services like account management and trading signals.

City Traders Imperium

city traders imperium

At City Traders Imperium (CTI), they are committed to helping traders around their objectives. Established in 2018, the proprietary trading firm provides Funded Trader Programs with funded accounts and forex education that offer immense growth potential.

Main features

City Traders Imperium is a unique program that allows traders to access up to $4,000,000 of funded capital and gain a profit share of up to 100%. The program consists of two steps – a challenge and an evaluation – enabling applicants to showcase their trading abilities and prove their adeptness in the field.

For those who have already proven themselves as successful traders, direct funding from City Traders Imperium is possible without going through the challenge or evaluation process. A highly beneficial opportunity for both beginners and experienced traders alike, City Traders Imperium provides abundant resources for success in the trading world.


  • Variety of Funded Trader Programs available

  • High funding amounts available

  • Direct funding opportunities

  • Comprehensive educational platform


  • Limited information about fees and costs associated with programs

Available platforms

City Traders Imperium currently offers MetaTrader5, which supports Windows and Max OS, providing a secure environment and user-friendly interface. This platform allows users to practice and implement their strategies with convenience.


With a one-time payment of $799, investors can access up to $70,000 in direct funding and an evaluation account size of $17,500.

Once traders pass the evaluation stage, they can access up to $4m in trading capital. There are also lower options with lower one-time fees.

UProfit Trader

uprofit trader

UProfit Trader, a Texas-based financial technology firm, offers day traders the chance to gain access to a funded trading account. The evaluation is done in real-time, and those who pass successfully will use this advantageous trading platform. Plus, various features are available at different price points—tailored for each type of trader!

Main features

Uprofit Trader is the perfect platform for traders of all skill levels. Its evaluation process allows it to determine your eligibility for a funded trading account so that you can jump-start your journey to becoming an independent day trader as quickly as possible. In addition, through its real-time monitoring, risk management features, and access to multiple markets such as stocks, futures, options, and more, trading decisions don’t have to be overwhelming.

Combine this with tools like charting software and automated strategies when making buy/sell decisions. You have the perfect power and ease of use in one comprehensive platform. Uprofit Trader features 24/7 customer support from experienced professionals ready to help you whenever needed.


  • Opportunity to trade with capital provided by UProfit Trader

  • Low minimum deposit requirement for funded accounts

  • Comprehensive risk management tools available for all traders

  • Dedicated customer support team is available 24/7
  • Variety of educational resources available on the website


  • High minimum balance requirements for certain accounts

  • Limited access to some markets depending on the type of account chosen

Available platforms

Uprofit Trader provides a range of trading platforms to suit all users’ needs. NinjaTrader 8 is a desktop platform designed for all experience levels and features numerous market analysis tools and customizable indicators.

Also available is R Trader, a web-based platform allowing traders to benefit from advanced technical analysis capabilities in conjunction with smart order routing technology.


It’s important to note that there is a one-time assignment fee when setting up your account that ranges from $99 to $250, depending on your account size. Setting up the funded account has an extra cost of $150. Fortunately, there are no other monthly costs or charges associated with Uprofit Live Accounts.

Apex Trader Funding

apex trader

Apex Trader Funding is a top-notch funded trader program that allows traders to obtain instant funding upon completing an assessment. Its evaluation process is streamlined into one easy step and comes with minimal costs, providing the best possible chance for acquiring funds!

Main features

Apex Trader Funding is the premier trading platform for retail traders and investors. With an innovative one-step evaluation process, flexible funding options, and a low-cost structure, Apex quickly becomes one of the most trusted sources for trader funding.

Since its inception, more than $4.7 million has been paid out to successful traders — a monumental achievement considering that over a billion in funded accounts have been created.

Additionally, Apex offers tremendous support to stay-at-home moms who wish to fund full-sized contracts through their platform. Those interested in taking advantage of Apex Trader Funding should look no further than this beneficial and easy-to-use program.


  • Easy to pass the evaluation process

  • Low cost compared to other funded trader programs

  • High contract limits with up to 2 million dollar PA giveaway

  • Offers support for stay-at-home moms and other traders who want to trade full-sized contracts


  • Risk Disclosure must be accepted before trading

Available platforms

Apex Trader’s preferred option is NinjaTrader, which features a fast and efficient interface ideal for active traders. Customers who use another platform, such as Tradovate, must also have access to NinjaTrader, Tradovate Web or Mobile, or TradingView to trade.

Additionally, all customers are urged to download Rithmic RTrader Pro, available in the members’ area.


Apex Trader Funding allows traders to access trading capital by completing various evaluation programs. These programs can range from Full-Sized Contracts and Mini Contracts to Micro Contracts, and the associated costs depend on the amount of funding requested. In addition to these fees, Apex Trader Funding also charges a monthly payment based on your account size.

Elite Trader Funding

elite trader

Elite Trader Funding is a proprietary firm that allows traders to live their dreams of earning through trading by connecting them with multiple liquidity providers like SWOT, CME, COMEX, NYMEX, and SMFE. In addition, it provides access to simulated environments where one can test their strategies. Finally, it offers numerous educational resources & tools, such as webinars and tutorials, that help establish successful trading practices.

Main features

Elite Trader Funding offers a suite of features for traders to grow and succeed. You can keep 100% of your first $12,500 in profits, and an assortment of educational resources and tools are available to ensure you stay informed. You’ll also have the opportunity to gain live funding based on trading performance when utilizing simulated trading environments.

To optimize your investments, multiple liquidity providers such as SWOT, CME, COMEX, NYMEX, and SMFE are available along with the Elite Trader Discord community, which keeps you updated on various developments while offering support. As a bonus, videos related to Elite Trader Funding are available on TikTok.


  • Low-cost entry into the world of trading

  • Ability to keep 100% of your first $12,500 in profits

  • Wide range of educational resources and tools for traders

  • Opportunity to earn live funding based on trading performance in simulated environments


  • Not suitable for beginner or inexperienced traders due to the complexity of the platform

Available platforms

Elite Trader Funding offers a select few platforms for traders to operate from. Ninjatrader, Tradovate, and Rithmic based platforms are the prime contenders among these, each offering its features in terms of cost efficiency and cutting-edge competitive prices.


Elite Trader Funding offers trading accounts with a variety of options to choose from and competitive pricing. With an Elite Account, you can expect to pay $80.00 per month, no matter the size of your account or which type of account you have.

If you decide to renew this payment each month, it does not reset your failed status.

Additionally, monthly payments for other types of accounts start at $45.00, depending on the type and size of your account. Overall, Elite Trader Funding is a great choice for traders looking for fair prices and dependable data sources.



Earn2Trade is an educational trading platform to empower traders to demonstrate their proficiency to be accepted into a funded trader program. In addition, they offer features such as assessing your skills and providing helpful tools like supported platforms and quality courses on topics ranging from Fundamentals & Technical Analysis to Risk Management & Psychology.

Main features

Earn2Trade is the perfect choice for traders who want to take their trading skills to the next level. It offers an evaluation process that helps you demonstrate your abilities and get accepted into the funded trader program.

There are 20 different trading platforms supported, including NinjaTrader, Finamark, and R Trader Pro, which are free. In addition, they also offer educational courses to help enhance your understanding of the financial markets and enhance your expertise in trading.

With fast funding options, you can set up your account immediately and start trading immediately. On top of this, you’ll get access to a range of powerful tools that can help you trade stocks, CFDs, forex, and futures without any hassle.


  • Ideal for futures traders

  • Excellent industry reputation

  • Great educational courses

  • Fast funding options

  • Empowering technology


  • Limited asset selection available for some traders

Available platforms

Earn2Trade allows traders to take full advantage of the tools and features available through their preferred trading platform. Earn2Trade provides NinjaTrader 8, Finamark, and many more for active traders looking for powerful platforms with advanced features. All platforms offer access to real-time market data and allow traders to place orders and manage their positions quickly and efficiently.


There are various evaluation accounts available. For example, the Lower Plan costs $170 per month and gives a $50,000 virtual starting capital, while the Upper Plan is now at $550 per month, with a $200,000 starting capital.

Every program gives every user access to online courses and webinars. The successful ones will qualify for a Funded Program.



FTMO offers experienced traders the chance to profit from trading with their funds. Through a two-tiered evaluation process, including the FTMO Challenge and Verification, they seek talented traders who can start trading with their funds and earn up to 90% of their profits!

Main features

With FTMO’s free trial subscription and low-cost service, you can start trading without worrying about upfront costs.

Once enrolled in their program, you keep 70% of the profits from your trading. Plus, they provide comprehensive customer support that assists you on all matters related to trading. What sets them apart is that you invest with FTMO funds, not your own, so there’s no need for tedious paperwork and slow deposit processes associated with other platforms.

Moreover, they offer tutorials, Q&A sessions, and webinars to help you hone your abilities, so if learning is your goal, FTMO can help. To become an official mentor, you must undergo their two-step evaluation process: the FTMO Challenge and Verification.


  • Attractive profit splits (up to 90%)

  • No losses taken by traders

  • Comprehensive customer support

  • Educational resources available

  • Low minimum deposit requirement ($200)


  • High capital requirements for some accounts ($25,000)

  • High risk associated with trading in volatile markets

Platforms available

FTMO offers a variety of trading platforms, allowing traders to choose the one that best meets their individual needs. The most popular options are MetaTrader 4 (MT4) and MetaTrader 5 (MT5), which provide sophisticated tools to assess market movements and refine strategies. Another option is cTrader—a platform with various features for ensuring trade efficiency, including custom order types, protected accounts, multiple execution modes, and advanced charting capabilities.


FTMO offers a range of challenge levels, each with a monthly fee, associated costs, and trading capital. For example, to compete in the basic €155 FTMO Challenge, competitors pay an upfront fee of €155 and receive an initial trading capital of €10,000.

Those wishing to access more funds can enter into the €250 FTMO Challenge Swing, which means they will need to pay a fee of €250 and be given an initial trading capital of €20,000. The FTMO Proprietary Trading Account’s highest tier competition requires a payment of €1,080 while providing traders a trading capital of up to €160,000.

What Makes a Good Funded Trader Program?

Funding programs offer a unique opportunity to traders who want to be funded traders and allow them to trade with someone else’s money.

However, not all funded trader programs are created equal. Here is what you should look for when considering one.

1) Training and Support

One of the most significant advantages of a funded trader program is the training and support that comes with it. A good funded trader program will offer comprehensive training to help you develop your trading skills. This may include webinars, coaching, and a community of fellow fund traders with whom you can interact.

Additionally, the program should offer ongoing support to ensure you are on track and progressing in trading.

2) Institutional Oriented Trading System

Another key factor that makes a good funded trader program has a solid institutional-oriented trading system. The funded trading program should have a clearly defined and proven methodology based on sound trading principles.

The trading system should be designed to achieve consistent profitability and reduce risk. It should also incorporate risk management strategies to protect your capital.

3) Risk Management

Regarding risk management, a good funded trader program should strongly focus on managing risk. This includes setting defined stop losses, managing position sizing, and adhering to rules that prevent overtrading or revenge trading. A well-designed risk management plan will help you minimize losses and maximize profits over the long term.

4) Funding Options

Finally, an excellent funded trader program should offer different funding options to suit different traders’ needs. For example, some programs may offer a lower minimum deposit requirement, while others may offer different levels of funding based on a trader’s experience and track record. The program should also be transparent about its fees and commission structures.

Choosing a program that embodies these qualities gives you the best chance to succeed as a funded trader.

How Can I Get Funded for Trading?

There are many ways to get funded for trading and what you must do to ensure you qualify.

Firstly, let’s look at paying upfront to access funded accounts. Usually, these accounts are funded by proprietary trading firms with the condition that traders will share a portion of their profits with the firm.

When traders pay upfront, they can access the fund immediately, using the firm’s resources and support. This option is ideal for traders with enough capital to pay upfront and confident in their trading skills.

Alternatively, traders can undergo a risk-based evaluation before getting funded. The evaluation tests a trader’s trading skills and risk management abilities.

Evaluation companies like Topstep Trader give traders a simulated trading account using their trading parameters. Successful traders who earn profits and prove their risk management skills are given live brokerage accounts where they can trade at a higher level with the funding company’s capital behind them.

It’s important to understand that the evaluation process varies depending on the company.

Also, there might be objectives such as hitting a specific profit target within a set period to verify that traders can trade successfully in a live market setting. Again, this option might work best for traders who value structured feedback and clear objectives.

You should research and understand the company’s funding requirements to increase your chances of getting funded. These requirements include the initial balance, minimum drawdown, maximum daily loss, the time frame within which the target must be met, and the minimum profit target they set.

These requirements ensure that traders can manage risk as well as generate profit. Therefore, the first step to securing funding is understanding and ensuring you meet these requirements.

Finally, it’s essential to remember that after securing funding, both parties have something valuable to gain, and it’s beneficial to maintain a good relationship.

When a trader is funded, they have access to the resources and support of the funding company. The funding company has a trader who will hopefully generate profits and pay a portion back to the company.

Thus, maintaining trust and communication throughout this partnership is crucial.

Other FAQs

Are funded trading accounts worth it?

It depends on your circumstances. By utilizing a funded trading account, you’ll have access to a more significant amount of capital, giving you the potential to see greater profits.

However, it’s essential to consider that these accounts have additional real-time data and platform fees.

So, before deciding, weigh the pros and cons and determine if this option fits you. A funded trading account is worth considering if you want to bolster your profits without taking too much risk.

Who are FTMO’s competitors?

In January 2023, FTMO had numerous competitors, according to Similarweb data, such as,, and, among others vying for the top spot on the list of best forex prop firms in March 2023. In addition, alternatives like FunderPro, Topstep, and Audacity Capital were also great options for those wanting to embark on this journey that same year. At the same time, renowned contenders included 3Red Partners, Akuna Capital, Belvedere Trading Company, Chicago Trading Company, Lux trading Firm, and My Forex Funds completed this lineup of fierce competition waiting to be conquered by FTMO!

How much do funded forex traders make?

On average, funded forex traders in the US have their sights set on a salary of $60.21 per hour or $125,229 per year. Remember that this number is not static and will vary from trader to trader due to expertise and account size.


In conclusion, a funded trader program can be an excellent opportunity for traders to successfully access the necessary capital to invest in their trades.

However, choosing the right program that aligns with your goals and budget is crucial. With the above list of some of the best funded trader programs and tips on securing funding, we hope you can find the perfect one to kickstart your trading career. Remember, consistency and risk management are crucial to becoming a successful trader!